Our CAFS 2025 Takeaways—and How We’re Building Borderless Payments
When we joined policymakers, bank executives, and innovators at the Canada–Africa Fintech Summit (CAFS) 2025 in Toronto, our CEO Hammed Adewumi Afenifere shared a message that sits at the heart of everything we do at Oneremit: “Stablecoins are not the future; they are the present. And for them to scale responsibly, trust must connect users, governments, and institutions.”
That line sums up our approach. Yes, stablecoins are a powerful enabler. But technology alone doesn’t move value across borders. Trust does. At Oneremit, we’re building both: fast, modern rails and a human-first, concierge model that makes high-stakes cross-border payments feel effortless.
Why CAFS 2025 mattered to us
CAFS 2025 focused on accelerating collaboration between Canada and Africa—exactly where many of our customers live, study, and trade. The challenges discussed on stage are the ones we solve every day:
Parents paying tuition to Canadian schools without delays or hidden shocks.
SMEs settling supplier invoices on time, at transparent rates.
Families sending remittances with speed and peace of mind.
Stablecoins help us cut friction, reduce FX losses, and speed up settlement. But the reason our customers stay isn’t just the rails, it’s the relationship.
Our concierge model: tech with a human heartbeat
We built Oneremit to feel different from a faceless app. For large or sensitive transactions, people want to know someone real is accountable. So we show up.
Face-to-face onboarding for businesses and high-value clients
24/7 support across Nigerian and Canadian time zones
Start small, scale with confidence—we earn trust, then grow together
Licenses and references upfront for enterprise assurance
This approach isn’t theory—it’s traction. We processed over $20 million in H1 2025, driven by SMEs, corporates, and families who value speed and assurance.
How stablecoins power real-life outcomes
At CAFS, Hammed spotlighted the practical wins we see daily:
Faster settlements for tuition and trade
Transparent rates (“everything is in the rate”—no hidden fees)
Choice: we explain stablecoin benefits, but we never force the tech. Customers pick what works best for them.
Our rails currently support USD, GBP, EUR, CNY, CAD, and AUD. We’re also adding AED, MAD, BRL, and INR to the online platform (already supported OTC), so customers can move value across even more corridors without the guesswork.
From Ibadan roots to licensed global operator
Our story started in Ibadan, where trust was built one relationship at a time. Those roots shaped our model: proximity, responsiveness, and reliability.
Today, we operate as a registered MSB in Canada and the U.S., with approval-in-principle for Nigeria’s IMTO. Around 70% of our volume still happens via OTC, giving enterprise clients direct access to our team, while our online platform serves self-service SMEs.
We’ve seen it all: UK education flows, China for imports, and even less-expected lanes like Brazil and India for medical equipment—plus Norway for fish imports. Wherever opportunity goes, we build rails and relationships to meet it.
What we took from CAFS 2025
Three principles guided our conversations in Toronto and they’ll guide our product roadmap:
Trust is the currency. Compliance, transparency, and human support aren’t add-ons—they’re the foundation.
Choice over compulsion. Stablecoins are an option, not a mandate. We design for outcomes, not hype.
SMEs first. When small businesses can move value easily, entire economies move with them. “Trust is the currency of finance. For stablecoins to scale responsibly, everyone must benefit from the value they bring,” Hammed stressed at CAFS.
What’s next
More currencies, more corridors: Bringing AED, MAD, BRL, INR into the app experience
Retail alongside B2B: Extending our concierge DNA to everyday users
Licensing expansion: Pursuing the UK and Europe to widen our compliant footprint
Same DNA: Human touch + high-assurance rails, at every step
For families, students, and SMEs—this is personal
Every tuition fee is a dream secured. Every supplier payment keeps a business moving. Every remittance connects people across borders.
That’s why we build the way we do: modern rails, concierge care, transparent outcomes.
Oneremit’s promise is about something deeper: certainty.
Ready to move value without friction?
Businesses/SMEs: Talk to us about OTC and platform onboarding.
Parents & students: Get tuition paid on time, at transparent rates.
Communities: Send support that arrives fast and safely.
Visit Oneremit to get started.
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